Odds of Approval if Ssd Out for Review
It'south non easy to go approved for Social Security Disability Insurance (SSDI) benefits. In fact, according to the Social Security Assistants (SSA), betwixt 63% to 74% of initial applications for SSDI benefits are denied. Because it is so hard to get approved in the start place, many people who receive these benefits worry near eventually losing them.
This is especially true for people who are nearing retirement historic period. Will your SSDI benefits cease in one case you attain retirement age? Volition the amount you receive every month alter? What changes should yous expect? If you are concerned nearly your benefits, a Tampa Social Security disability attorney tin can aid. But in general, here is the information yous need to know:
What Happens to SSDI Benefits When You Attain Retirement Age?
The SSA is responsible for administering both SSDI and retirement benefits. If you are currently receiving SSDI benefits, your benefits volition non stop once you lot achieve retirement age. Notwithstanding, your SSDI benefits will automatically convert to retirement benefits.
When Will Your SSDI Benefits Convert to Retirement Benefits?
You lot are eligible for retirement benefits once you turn 62, only that does not necessarily hateful that your SSDI benefits volition catechumen on your 62nd altogether. The SSA will automatically convert your SSDI benefits to retirement benefits in one case yous reach what is known every bit "full retirement age." Contrary to popular belief, the full retirement age is non 62.
Your full retirement age will vary depending on the year you were born. For example, if you were born in 1960 or later, your full retirement age is 67. This means if you lot are currently receiving SSDI benefits and yous were built-in in 1960 or later, your SSDI benefits will not convert to retirement benefits until your 67th altogether. Total retirement ages for other birth years are:
- 1937 or earlier: 65 years old
- 1938: 65 years two months old
- 1939: 65 years 4 months old
- 1940: 65 years vi months sometime
- 1941: 65 years eight months one-time
- 1942: 65 years ten months old
- 1943-1954: 66 years onetime
- 1955: 66 years 2 months old
- 1956: 66 years 4 months old
- 1957: 66 years six months old
- 1958: 66 years viii months old
- 1959: 66 years 10 months old
If you were born on January ist, you should expect to the previous year to decide your full retirement age. For example, if you were both on January 1, 1955, you lot should look at the full retirement age for people born in 1954. This ways your total retirement age would be 66 years old rather than 66 years two months old.
Volition the Amount of Benefits You Receive Change Subsequently Yous Reach Full Retirement Age?
Your SSDI benefits may catechumen to retirement benefits once you reach full retirement age, but that doesn't mean the corporeality of benefits y'all receive volition change. Your benefits will remain the same even subsequently they have converted to retirement benefits. Equally a result, there'due south no demand to worry about how this change will bear upon your finances.
Do You Demand to Contact SSA to Convert to Retirement Benefits?
You will not need to do anything in order to convert your disability benefits to retirement benefits. SSA will automatically convert your benefits once you lot have reached full retirement age. You lot may not notice a change at all since the amount of benefits will remain the aforementioned.
Will Converting to Retirement Benefits Affect Your Wellness Insurance?
Anyone who is canonical for SSDI benefits will exist eligible for Medicare after a menstruation of 24 months. At this time, you are eligible for Medicare Function A at no cost. Medicare Role A, also known as hospital insurance, pays for inpatient infirmary intendance and certain other services.
You can also enroll in other types of coverage, including Medicare Part B, or medical insurance. Medicare Part B covers outpatient care, home health intendance, sure preventative services, and services provided by doctors. Notwithstanding, y'all volition be required to pay a monthly premium for Part B and other types of Medicare coverage.
You volition non lose this health insurance coverage once your SSDI benefits are converted to retirement benefits. This conversion will non affect your wellness insurance coverage.
What Other Changes Can You Expect?
If you are approved for SSDI benefits, the SSA volition conduct regular reviews of your condition to determine if yous are still disabled and entitled to benefits. This is called a "continuing disability review," and it typically takes place once every three years. The SSA will behave more frequent reviews of SSDI recipients with conditions that are expected to improve sooner. If your condition is not expected to improve, the SSA may merely conduct these reviews every v to seven years.
The purpose of this review is to determine if your disability has improved to the point where y'all are no longer eligible for benefits. If the SSA determines you are no longer considered disabled subsequently conducting a review, your benefits will stop.
Once your SSDI benefits are converted to retirement benefits, the SSA will no longer need to perform continuing disability reviews. This is because you no longer need to run into the SSA's definition of disabled in order to continue receiving benefits. Your eligibility for benefits will no longer depend on whether or non your disabling condition makes y'all incapable of returning to work. This is one less thing that recipients volition have to worry nearly once they reach full retirement age and begin receiving retirement benefits.
Contact A Social Security Disability Attorney For Assistance
If you lot demand help applying for or highly-seasoned a denial of SSDI benefits, turn to the experienced Social Security inability attorneys at Carlson Meissner Hart & Hayslett for help. Our team has over 125 years of combined legal experience, so we take the resources and legal knowledge that it takes to become results for our clients. Permit us stand past your side and lead the fight to secure the SSDI benefits you lot deserve.
Take the start footstep toward obtaining the benefits you need by contacting us today. Schedule a free consultation regarding your example past calling 877-728-9653 or filling out the grade on this website now.
Source: https://carlsonmeissner.com/can-social-security-disability-change-at-age-62/
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